Trends in Cross-Border Payments

Q1. You’ve led commercial, operational, and regulatory-facing functions across cross-border transfers and financial services. Could you briefly outline how your responsibilities evolved as you moved into senior leadership roles?

Civil Engineer and Business Administrator. Works for RendimentoPay as Sales Director. Previously worked as a Financial Services and Foreign Exchange Consultant for Banco Daycoval and Treviso Brokerage on projects related to the Development of Remittances and FX Bank License. Worked for ACI as a Sales Executive for the Merchant pillar and for 20 years for Western Union as a Statutory Director responsible for the Bank and Brokerage in Brazil. Implemented a network of 221 Correspondents / 13,800 Locations, including 60 Branded stores. Developed new distribution channels, including Banks, Brokerages, Retail Chains, company-branded stores, and Digital. Incorporated new products such as Retail Foreign Exchange, International Prepaid Card, International Payments, and Remittances.

The President of ABMtransf built a solid relationship with Brazilian and international authorities, including the Brazilian Central Bank, Federal Police, COAF ( Financial Activities Control), Federal Revenue Service, ICE (Immigration and Customs Enforcement), the American Embassy, and SOCA (Serious and Organized Crime Agency UK ). I worked on developing and formalizing the FX market, reinforcing its importance and social impact.

As…